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Financing Your Home

Austwide Homes works closely with various mobile lenders, who understand the manufactured home process and can help you to navigate through the process with ease. Get in touch with our staff today, to get moving on your dream home for you and your family. 

Manufactured Home Designs

Austwide Homes staff have many resources and information to help you understand your options for financing your transportable home.

We can also recommend useful resources such as loan calculators. Come see our friendly staff today.

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Brick Veneer Homes

We understand that purchasing your home is one of the most important things you will do in your life.

It is getting harder for people to get their foot in the property market with restrictions being placed on them by financial institutions. It is very difficult to pay rent and also pay mortgage repayments at the same time whilst your home is being built.

That is why, we at Austwide Homes do not require any progress payments during the building of your brick veneer home. Just one payment at the end, helping make the dream of getting into your own home, more of a reality.

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Term : Transportable Residential Home

For the purposes of this instruction only, a transportable residential home is a small to medium sized single dwelling that is manufactured in a workshop in two or more parts and has the following features :

  • designed for permanent domestic occupation (either owner occupied or tenanted)
  • affixed on a site for which there is an individual certificate of title or conveyance
  • affixed on fixed foundations or secured to concrete pads (not bolted) and is considered to be a permanent fixture
  • requires more than 24 hours to join in sections together and to connect the building to available services (eg. electricity, water).

Releasing funds

The table below can be used to determine when credit facilities may be funded against the security of a mortgage over real property upon which a transportable home is to be, or has been, affixed.

If the building is
Then funds cannot be released until
An existing and fully installed transportable home. - All applicable documentary procedures have been completed and documents signed, including the statement of permanent fixture.
A transportable home to be installed. - All applicable documentary procedures have been completed and documents signed, including the statement of permanent fixture.

- It has been confirmed by inspection of the site that the building is fully installed (ie. placed on fixed foundations or secured to concrete pads (not bolted)) and services connected.

Build Your Home

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